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You must have motor insurance to drive your vehicle on UK roads. Third party insurance is the legal minimum. This means you’re covered if you have an accident causing damage or injury to any other person, vehicle, animal or property. It doesn’t cover any other costs like repair to your own.
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Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary. This aspect of UK motor insurance is the only one that purports to cover the driving of a vehicle, not use. Common practice has been that this information was provided solely by the insured person, but some insurance.
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